Profitability indicators of banking sector
Update date:
27 Mar 2024, 10:42
Profitability indicators of banking sector | |||||||||||
billion UZS | |||||||||||
Income and expense of banking sector | March 1, 2023 | March 1, 2024 | |||||||||
Interest income | 12 116 | 16 909 | |||||||||
Interest expense | 7 828 | 11 809 | |||||||||
Interest margin | 4 288 | 5 100 | |||||||||
Non-interest income | 8 391 | 10 084 | |||||||||
Non-interest expense | 1 473 | 3 113 | |||||||||
Operating expense | 2 358 | 3 025 | |||||||||
Non-interest income (loss) | 4 560 | 3 947 | |||||||||
Allowance for probable loan and leases losses | 5 105 | 6 187 | |||||||||
Evaluation of non-credit losses | 1 160 | 1 272 | |||||||||
Net profit (Loss) before Tax | 2 583 | 1 588 | |||||||||
Expense regarding income tax | 523 | 442 | |||||||||
Net profit (loss) | 2 060 | 1 145 | |||||||||
Profitability indicators of banking sector | |||||||||||
Return on assets (ROA) | 2,8 | 1,5 | |||||||||
Return on equity (ROE) | 15,3 | 7,0 | |||||||||
Ratio of net interest income to total assets | 4,6 | 4,7 | |||||||||
Ratio of net interest income from loans to total loans | 6,5 | 6,5 | |||||||||
Ratio of net interest income to total liabilities | 5,4 | 5,6 | |||||||||
Ratio of net interest margin to total assets | 4,6 | 4,7 | |||||||||